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Baccarat Casino Game
Baccarat is a popular card table game with a long history. This simple guessing game was probably invented in medieval times in today’s Italy. The game was later adopted in France and in England as well. Aristocracy and rulers use to enjoy Baccarat. During the mid-20th century, the game was taken to Las Vegas, where it got popularized, and today’s version that we all know and enjoy is “American Baccarat”.
Baccarat is a game with really simple rules. The winner is decided by comparing the hands of players and dealers’ hands. There are three possible outcomes. The player can win with his hand or the banker. The third option is a tie. Despite having simple rules and outcomes this game has a certain level of strategy involved. This review will cover all you need to know about playing Baccarat in online casinos and suggest the best casinos where you can play it.
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Types of Baccarat
Baccarat is an old game, therefore it has more official versions. The most played and relevant options will be explained below.
Punto Banco
Punto Banco second name is American Baccarat. This version is played all over the world but the main places for it are North America and Australia. This version follows all the main usual rules of the Baccarat game. What is important here is that casinos are going to be back for every hand played.
Chemin de Fer
This version is predominately played in Europe. Here rules are different from American versions since the players do the dealing. Whenever the new round starts position of the banker is changed. In addition to this, there is another thing worth mentioning. In Chemin de Fer player’s right to hit or stand when his cards are five differs from American Baccarat.
Three card baccarat
This version with three cards is mostly played in Asia. It goes without saying that players and bankers receive three cards instead of two, to begin with. This version has totally different rules from the standard ones. If you want to play this version you should definitely read all the rules. For example, the best hand in this version is three face hand.
Super Pan 9
Super Pan 9 is similar to Three Card Baccarat. All players receive three cards, but the main difference in this version is the deck. Other versions are played with 52 cards while this one is played with 36 cards. Deck only has aces, two, three, four, five, and six and the ultimate aim is to get closer to 9.
Online types of Baccarat
There are three types for you to choose from if you decide to play Baccarat online. Standard online Baccarat, Live dealer Baccarat and Mobile Baccarat.
Standard online Baccarat
This version is not so challenging and everything is automated. Players don’t interact with dealers and everything is digitized like in some ordinary video game. If you are a beginner this is the version for you to play and check it in free mode.
Live dealer Baccarat
This version is the most appealing and the most played version of Baccarat online. Players are not playing some automated soulless game, but instead, they have a chance to interact with the dealer. The video of the game is being streamed in real-time in front of you. Usually, players can interact with the dealer in real time via a chat.
Playing free Baccarat games vs playing Baccarat for real money
Nowadays the majority of online casinos have an option for players to play all casino games for free. This is an excellent chance for players to get familiar with the game before they start to bet on it. On the other hand, this type of game doesn’t have real excitement in it, because players can’t enjoy the spoils of potential victory.
The obvious advantage of free Baccarat despite learning the game is a chance to try some tactics and play at your desired time. Here you can play without any pressure build up the bankroll and play for long periods. Players can also get the opportunity to get familiar with the software in general.
Playing Baccarat online for real money has some serious advantages as well. You can play at your house and on top of that you can win real cash. Nothing beats that filling of wins. Moreover, you can play for high stakes and low ones as well. Playing for real money gives you chance to enjoy bonuses and become a VIP player after some time
Rules for playing Baccarat online
To play Baccarat online you have to master the rules first. Keep in mind that rules can depend on the type of the game and those types were mentioned above. Read the rules and pick your favorite type of Baccarat. The page will explain all the rules and steps required for playing Baccarat online.
Rules for playing Baccarat are really simple since there are only 3 options for players to choose from. Those 3 options are Banker, Player, or Tie. All players including the banker as well have the same goal. The goal is to have a hand that totals 9 or as close to 9e. It is important to know that players don’t need to bet on themselves. You can bet on banker or on Tie as well. This opens up many possibilities for you t win if you place the right bet.
Cards and their values are also easy to learn. Ace is counted as one, face cards (Jacks, Queens, and Kings), and tens as zero. All other cards have their normal value. Calculating hands seems complicated at first, but it’s actually simple. Each player gets dealt two cards, and if his hand is over double-digit, then you use the second digit to calculate your score. For example, if you have 2 and 5, your score would be 7, but if you have a hand of 8 and 5 your score is 3(the first digit is not counted).
When the game starts every player’s position on the table is marked with a specific number. Usually in online Baccarat games, people have numbers 1,2,3,5 and 6. Number 4 is skipped due to superstition and in land-based casinos numbers are 12-14. Players have 3 betting areas(Player, Tie, and Banker). Side bets can be included sometimes and they will be marked with circles. Side bets are “Player pair” and “banker pair”.
Players should place their bets before the cards are dealt. You can bet on Player, Banker, or Tie, and if there are side bets you can bet on them as well. Bets are being counted for only one round and only when all players have placed the bets cards can be dealt.
The situation when your hand is 8 or 9 is called a “natural win”. The same goes for the banker’s hand if the total is 8 or 9. If nobody has a natural win game continues. The player and banker draw an additional card from the deck and the hand that is closer to 9 wins. A tie happens when the player and the banker have a hand with the same sum. Keep in mind that you can bet on the bankers’ hands as well and get paid.
After the cards are dealt that means that hands total will determine whether you will receive additional cards or not. The player always plays before the banker. If the player’s hand has a total of 6 or 7 then he stands. With the hand of 8 and 9, you won’t do anything since it’s a natural win. The dealer moves on to his hand when a player has 6, 7, 8, or 9.
The third card comes into play if the player’s hand has a total of 0-5 and the dealer’s hand is not a natural win. When the player’s hand is 6 or 7 then the dealer must get his third card. It has been said that the player always goes first which means that the player gets the chance to stand or draw before the dealer gets his turn. If a player doesn’t get the third card banker will stay on 6 or 7.
If a player gets the third card banker will always follow the next set of rules.
1. If the Players third card is 9,10, J, Q, K, A banker will draw on 0-3 and stand on 4-7.
2. If the player’s hand is 8 bankers will draw on 0-2 and stand on 3-7
3. If the player’s hand is 6 and 7 bankers action will be to draw on 0-6 and stand on 7.
4. If the player’s hand is 4 or 5 bankers will draw on 0-5 and stand on 6 and 7.
5. If the player’s hand is 2 or 3 bankers will draw on 0-4 and stand on 5-7.
Betting in online Baccarat
Payouts in Baccarat are redistributed like this. Tie gives you the most 8/1 since the odds of that happening are the least. The payout for playing on the player is 1/1. The winning bet on the banker’s hand is 19/20, due 5% to the commission. When the hand is over players have the option to double their bet by repeating the same bet or just collect the chips and wait for another hand to start.
House edge in player bet is 1.29% if you are playing with one deck of cards, but if play with 6 deck decks that edge will drop down to 1.24%. The banker bet payout is 19/20 as mentioned above. House edge is 1.01% for a single deck and 1.06% for 6 decks. The last option is a Tie and this option has the highest payout obviously. Hose edge in this case is immense 15.75 % for one deck and 14.4% for six decks.
Side bets in Baccarat can be fun as well. All those bets have various odds and risks. All possible side bets and house edges will be illustrated below.
Player pair side bet gives you 1/1 odds. House edge, in that case, is 11.2%.
The banker pair has the same odds and house edge as the Player pair.
Perfect pair occurs when some player gets a perfect hand. The payout here is 25/1 and the house edge is 17.07%.
Either pair is a situation when two cards dealt to the player or banker are constructed in a pair. The payout here is 5/1 and the house edge is 14.5%.
Small occurs when the total of dealt cards is 4. The payout here is 1.5/1 and the house edge is 2.7%.
Big happens when the total number of dealt cards is 5 or 6. The House edge here is 4.35% and the payout is 0.54/1.
Tips for Baccarat online
Now that you know all the rules and steps for playing Baccarat you can start learning some basic strategies, to increase your chances. These suggestions here are only applicable in online casinos. These hints and tips won’t give you a definite chance of winning, but they can be a good start and boost to your gameplay.
Read terms and conditions
This should always be the first thing that you do before registering at some online casino. By doing this you know what you can expect. Some online casinos will not give you chance to fulfill your wagering requirements using the baccarat game. If they do allow it players will have to bet more than usual to complete game-play requirements and that's why you have to read conditions so you don’t feel tricked in the end.
Read the odds
This advice seems obvious and self explanatory, nevertheless we still have to remind you. Some players tend to join some games before checking the odds, which can lead to losses and problems. Normal commission is 5% like it has been mentioned above. 8/1 is for Tie and 1/1 for player.
Bet on banker
People have mixed opinions on this subject. When you start to play Baccarat online you should stick to this rule in the beginning. Banker has more options depending on what the Player’s third card is. Banker has the upper hand in that situation, but that’s why the payment is smaller if you end up winning.
Avoid the side bets
This bet is attractive, but the odds of that happening are really small. When you calculate the house edge on top of these odds avoiding bets on Tie seem to be rational decision.
Always check the number of decks
In largest number of cases when you play Baccarat online there are six decks of cards in play, but keep in mind that number can differ from casino to casino. House edge depends on the number of decks and that's why it is crucial to know the number of decks.
Avoid the side bets
Huge number of Baccarat versions are offering side bets. These bets can distract you from your original plans. Real odds of these bets are much higher than the payouts for them.
Manage your bankroll
This advice is the most common one given to all players. You should always be ready for losing streaks, but for the winning ones as well. Don't get carried away at any moment and stick to your original plan. Place limits on your bets and follow them at all times.
Don't change your original strategy
You always start to play with one strategy in mind, but if something happiness you should not change it, because this leads to bigger loses than usual. If you are having a huge win streak than you can maybe alter something or just quit the game, but if you are on a losing streak you should never change your original strategy.
Play short sessions
We all know that house edge wins in the end. When you play for smaller sessions house edge is affecting you less. You should count the number of hands when you are playing Baccarat online and when you feel that number is becoming big you should stop.
Stop when you are on the winning streak
This is the best advice for players. It is so simple, but hard to pull off because feelings and thoughts can lead players in the wrong direction. If you see that you are making a profit also set a limit on when will you stop, to save your bankroll.
How do we select the best casinos for playing online Baccarat
Here at SystemsBets, we tend to suggest only the best online casinos. We are armed with dedicated gambling enthusiasts and analytics who scrape the internet.
Safety and security
Safety and security should always be primary focus for every playing online. Site that our team suggests have modern SSL encryption so that your data can be secured. Online casinos that Systembets is vouching for are also being controlled regularly by respectable testing bodies like Ecogra or TST.
Selection of Baccarat games
You should now that there are more options for you to choose from. Online casinos that we recommend here usually have more than standard version of Baccarat. You can play other versions like No Commission Baccarat and Punto Banco. Live games are becoming hit, because of a chance to play live with croupier in real time.
Bonuses and promotions
Most of the casinos that we will suggest you try will have welcome or some other bonuses for you to enjoy. The more you play other bonus offers and promotions will open up for you to try as well. Keep in mind that bonuses and promotions can sometimes be deciding factors when somebody is registering some online casino.
Online Baccarat FAQs
- Last updated:March 5, 2024
